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| The Chile Information Project |
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Chile Travel Health Insurance If Chile is the destination of your choice, it is crucial to be aware of the potential health risks. Guard against the rare and not-so-rare medical concerns that you could encounter on your vacation to Chile. Health awareness in is important for those traveling throughout the diverse geographical regions of this South American destination. The best way to ensure the least of worries, both prior to and during travel time, is to purchase individual health insurance when traveling to Chile. Acquiring travel health insurance for Chile is highly recommended since illness which occurs while abroad can incur serious medical expenses. Such expenses can potentially run to tens of thousands of dollars, and having international health insurance in Chile can save any traveler a great deal of money in the long run. Medicare and Medicaid programs do not pay for medical services outside the United States. Also, those health insurance companies that do cover "customary and reasonable" hospital costs abroad most often will not pay for medical evacuation back to the United States if it is necessary. Medical evacuation can easily cost $10,000 or more, depending on your location and medical condition. Purchasing individual health insurance when traveling to Chile provides the assurance that in the event of an emergency, or even in the case of illness, one will receive immediate care that will be covered by the provider of choice. Travel health insurance is offered in varying degrees and various providers may offer any of the following: trip cancellation and interruption, medical evacuation and baggage protection. Distinctions are often made either by the type of traveler, student or senior travel insurance for example; by the activity, for examply ski travel insurance; or by the desired amount of coverage. Some large travel insurance companies providing health insurance in Chile include: Access America: For international health insurance in Chile on a need basis, Access America Basics or Family Basics provides just the essential coverage for budget-minded travelers. With Access America Family Basics kids are free. The Access America Deluxe package includes travel insurance, assistance, and concierge services that offer the highest coverage levels. There is also a QuickTrip Protector which provides coverage for last-minute travel with worldwide protection for trip interruption, baggage, emergency medical, and 24-hour assistance. http://www.accessamerica.com Travel Guard International: Travel Guard Essential, their most affordable individual health insurance plan for traveling to Chile includes essential coverage for trip cancellation and interruption, travel delay, medical expenses and baggage. No 15-day purchase window required since Travel Guard Essential does not include coverage for financial default or pre-existing medical conditions. There is also the Travel Guard Essential Expanded in which Children 16 and under are covered at no additional cost for every adult that purchases this protection plan. Includes coverage for financial default, terrorism and pre-existing medical conditions. http://www.travelguard.com HTH Worldwide Travel and International Health Insurance: For health insurance in Chile they offer Annual Medical comprehensive and renewable international health insurance; Travel Medical insurance that emphasizes health and accident protection; International Study health insurance designed for international study; and Trip Protection, an all inclusive travel insurance including trip cancellation and interruption, medical evacuation and baggage protection. http://highwaytohealth.com Browse this list of International Travel Insurance companies before planning your vacation to Chile.
U.S.-based Companies ACCESS AMERICA, INC. ASA, INC. AXA ASSISTANCE CLEMENTS INTERNATIONAL CSA TRAVEL PROTECTION HIGHWAY TO HEALTH INTERNATIONAL MEDICAL GROUP (IMG) PETERSEN INTERNATIONAL UNDERWRITERS, INC. TRAVELEX TRAVEL GUARD TRAVEL BCISURED INTERNATIONAL TRAVEL INSURANCE SERVICES WORLDWIDE ASSISTANCE List of Health and Medical Insurance Providers for Chile Travelers Looking for Medical Clinics and Hospitals in Chile? Diseases to Watch out for in Chile Everyday Health Risks in Santiago |
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